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Edison, New Jersey insurance
 
 
 

About Stern & Dragoset

For over 75 years, our goal has been to ensure the complete satisfaction of every customer, while offering knowledgeable and friendly service at affordable rates.

We know that you have a choice of insurance companies in the area and we appreciate your consideration. Our hope is that you'll feel confident in our ability to meet all of your expectations and know that our customers are always our number one focus.

Established in 1929, we have gained the experience of being able to provide nearly any type of insurance that you require. However, if you don't see exactly what you're looking for here, please contact us and we will do everything we can to satisfy your needs.

Please take a moment to browse through our site to learn more about us and how we can show you the Stern & Dragoset Associates difference. If you have any questions or comments, please feel free to contact us. We look forward to hearing from you soon.

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Stern & Dragoset represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy -- you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.

Insurance Carriers

As independent agents, we have established long-term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

  • Chubb
  • CNA
  • FMI (Franklin Mutual)
  • Guard
  • Hanover
  • Harleysville
  • Hartford
  • Merchants
  • Peerless
  • Preferred Mutual
  • Preserver
  • Progressive
  • Selective
  • Tower Group
  • Travelers

Professional Associations